I have a Health Savings Account (HSA) through Fidelity and I love seeing the account grow. All of my contributions to my HSA are tax deductible, earnings, dividends, and interest grow tax-free, and I pay no tax on withdrawals for eligible medical expenses. In my opinion, anyone with a high-deductible health plan eligible for an HSA should get one.
Most people know that you can use HSA money for hospital expenses not covered by your insurance, but many don’t know that you can buy everyday household items with HSA funds. It’s great to know that if I ever need to cut back on spending on my main bank account, there’s a wide range of products I can buy with an HSA card or get reimbursed later (even years later !).